With a choice of different levels of cover to suit your every travel need, One-Trip Cover
is an ideal choice for those seeking value for money from their travel insurance.
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One-Trip Travel
Summary of Benefits Table
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| Schedule of Benefits |
Europe, UK, USA Plan |
Rest of World Plan |
Australia only |
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1) Overseas Medical & Dental Expenses
(refer to Section 1 of the PDS for more detail) |
Unlimited |
Unlimited |
Not Applicable |
2) Additional Expenses
2.1 Resumption of Journey (limit)
2.2 Special Events (limit)
2.4 If you Die (limit)
(refer to Section 2 of the PDS for more detail) |
Unlimited
$3,000
$2,000
$10,000 |
Unlimited
$3,000
$2,000
$10,000 |
$15,000
$3,000
$2,000
$10,000 |
3) Cancellation Charges
Travel Agent's Cancellation Fee (limit)
(refer to Section 3 of the PDS for more detail)
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Unlimited
$750 |
Unlimited
$750 |
$15,000
$750 |
4) Luggage and Travel Documents
4.1 Loss, Theft or Damage
(a) Item Limit (each)
(b) Video & Electrical Equipment
(combined maximum)
4.2 Delayed Luggage Allowance
(a) More than 24 hours (limit)
(b) More than 72 hours (limit)
(refer to Section 4 of the PDS for more detail)
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$10,000
$500
$3,000
$300
$600 |
$7,500
$500
$3,000
$300
$600 |
$5,000
$500
$3,000
$300
$600 |
5) Replacement of Money
(refer to Section 5 of the PDS for more detail) |
$500 |
$500 |
N/A |
6) Rental Vehicle Excess
(refer to Section 6 of the PDS for more detail) |
$2,500 |
$2,000 |
$2,000 |
7) Travel Delay
(a) Daily Amount
(b) Maximum Amount
(refer to Section 7 of the PDS for more detail) |
$200
$1,250 |
$200
$1,000 |
$200
$850 |
8) Cash in Hospital
(a) Daily Amount
(b) Maximum Amount
(refer to Section 8 of the PDS for more detail) |
$50
$5,000 |
$50
$5,000 |
Not Applicable |
9)Public Transport Hijacking
(a) Daily Amount
(b) Maximum Amount
(refer to Section 9 of the PDS for more detail) |
$1,000
$30,000 |
$1,000
$30,000 |
Not Applicable |
10) Personal Liability
(refer to Section 10 of the PDS for more detail) |
$2,000,000 |
$1,000,000 |
$200,000 |
11) Accidental Loss of Life & Disability
(refer to Section 11 of the PDS for more detail) |
$15,000 |
$15,000 |
$15,000 |
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Excess: The excess is the first amount of a claim, which We will not pay for. The Policy excess is $100 for international plans (GST is not applicable for international plans). The Policy excess is $50 for the domestic plan (including GST).
Bonus - ACE Assistance
ACE Assistance is a twenty-four (24) hour emergency referral service. In the event of a medical or similar emergency simply phone, reverse the charge and get immediate help in locating medical assistance in Your local area. This service will also provide non-emergency pre-travel advice on some health-related matters, verify insurance coverage and can help co-ordinate immediate claim payments.
Coverage Options |
| Europe, UK, USA Plan |
Europe, UK or USA
(compulsory if more than 20% of Your Journey is in Europe, UK or USA). |
| Rest of World Plan |
Everywhere else in the world, except Europe, UK , USA or Australia. |
| Domestic Plan |
Australia Only. |
Who can be Covered |
| Single Cover |
Cover for You and Your Dependent Children provided they are travelling with You on a Journey. |
| Joint Cover |
Cover for You and Your Spouse/Partner and includes Dependent Children provided they are travelling with You on a Journey. |
| Dependent Children are covered for free when You purchase this Policy. There is no restriction on the number of Dependent Children covered, but they must be named on the Policy. |
| If You are travelling with Dependent Children on either Single or Joint Cover, the maximum amount We will pay for all Insured Persons is twice the benefit shown in the table below. |
There are certain times when this insurance may not provide cover. Some of the exclusions and limitations that apply to the Policy include:
- Medical/Dental Expenses are only available outside Australia.
- Claims for costs/expenses incurred outside the Period of Insurance.
One Trip Travel Insurance Conditions |
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You are not aware of any circumstance which is likely to give rise to a claim before You take up this insurance.
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You are a permanent resident of Australia and will be returning to Your Home at the completion of the Period of Insurance.
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Journey must commence and terminate while this Policy is in force and is more than one-hundred (100) kilometres from Your Home.
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Age Limit – eighteen (18) up to and including seventy-four (74) years of age. However, You will be covered if You are seventy-five (75) years of age, provided You commenced the Journey before Your seventy-fifth (75th) birthday.
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Due to legislation, medical expenses for treatment and services received in Australia are not payable in Australia.
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Please refer to the PDS
and Policy Wording for full details, as these are only
some of the events that are not covered by this insurance.
General Exclusions
Being a pilot or crew member of any aircraft.
War or war like activities.
Any existing medical condition.
Any claim in relation to pregnancy where
there is prior knowledge of the pregnancy, or after the 24th
week of pregnancy.
Hunting, racing (other than on foot), polo
playing, professional sports, mountaineering or rock climbing,
bungee jumping, scuba diving, motorcycling.
All aerial activities.
Insolvency of any tourism services provider.
Any act of terrorism.
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